|WHAT IT IS||WHY IT MATTERS||HOW YOU BENEFIT|
Title is your ownership right
No homebuyer wants to inherit existing
Clear title allows you to use or modify
Title insurance professionals examine or
research public records to see if there
are any problems or defects that could
cause you legal issues. They may also
manage the closing process.
The title professional ensures the title
search is completed, writes the title
insurance policy and works to reduce
your risk of ownership issues in the
Your title professional has your back.
They sweat the small stuff
so you don’t have to, giving
you peace of mind.
A title search is an early
step in the home buying process to
uncover issues that could limit
your rights to the property.
If a title issue is discovered,
most often your title professional will
take care of it without you even
knowing. After the title problem is fixed,
you are able to purchase owner’s title
The title search allows the title
professional to issue you a
comprehensive title insurance policy.
There are two different types of title
insurance: the owner’s policy and the
lender’s policy. The owner’s policy is
purchased by you, the homebuyer.
While it is your choice, purchasing an
owner’s title insurance policy is the best
way to protect your property rights.
The lender’s policy is usually paid for by
you or the seller. It is almost always
required by the lender and only
protects the lender’s interest.
defects can come up after the title
search. Title issues may include forgery,
fraud or clerical errors. Owner’s title
insurance is the best way to protect
yourself from losing your property.
Every year, the vast majority of
homebuyers in America elect to
protect the largest investment of their
lives, and purchase owner’s title
insurance. Owner’s title insurance
protects your interests after you
purchase your home.
Closing is the final step
in executing the home
It is the process that allows the transfer
of ownership to occur.
of the closing process,
you get the keys to your home!